1-4 Unit Investment Properties
Fix & Flip Loan
Multi-Family Loan
Mixed Use Loan
Commercial Properties
Land Loan
Construction Loan
Equity Share
REAL ESTATE LOANS
There are many reasons why our service is better than the others. See below to explore the variety of real estate commercial loans we specialize in and learn how we can make it easier for you to get funded.
1-4 Unit Building Loans
A long-term loan intended for new and experienced real estate investors seeking long-term rental financing for SFR, Townhouse, PDU or condo nationwide.
- Loan amount: $75K to $5M
- Credit score: 650 min
- 30-Year term
- Up to 80% LTV for purchase
- Up to 75% LTV for cash out
- No personal income checks
- Foreign Nationals OK
- Purchase under LLC or personal name (based on state)
- The rate starts at 7.25%
- Document needed: Application, Corporate Entity Documents, Two months' Bank Statement, Real estate experience track record.
Fix & Flip Loan
A short-term loan intended for new and experienced real estate investors seeking funding for fix & flip properties nationwide.
- Loan amount: $75K to $10M
- 12 to 18 months
- Min credit score 650
- Up to 85% of purchase price + 100% of renovation cost; not to exceed 75% of the After Repair Value
- 1-4 units non owner occupied; condo; townhouse; multifamily; mixed used
- Document needed: Application; Two month bank statement; corporate entity documents; rehab budget; previous real estate experience; ID.
Multi-Family Loan
This loan is intended for new and experienced real estate investors seeking funding for 5+ unit apartments nationwide.
- Loan amount $300K to $50M
- 12 months to 30 years
- Min property value: $35K per door
- Min credit score 650
- Up to 70% LTV for purchase
- Up to 65% LTV for Cash-out Refinance
- Document needed: Application; Two months' bank statement; Corporate Entity Documents; Real estate track record; Rent roll; and Operating statement.
Construction Loan
A construction loan is a short-term loan that covers only the costs of custom home building or commercial property. This is different from a mortgage, and it’s considered specialty financing. Once the property is built, the prospective occupant must apply for a mortgage to pay for the completed home.
- Loan amount $100K to $500M
- 12 months to 24 months interest only, based on the project
- Min credit score 650
- Up to 80% LTC (Loan to Cost)
- Document needed: Executive summary; Construction budget; Any existing appraisal, environmental and survey reports; Personal Financial Statement for all principals; Corporate Entity Documents; and Real estate track record.
General Commercial Loan
Commercial real estate refers to any property used for business activities. Types of commercial real estate include hospitals, assembly plants, storage warehouses, shopping centers, office spaces, gas stations, RV parks or any other location for a business enterprise.
- Loan amount $300K to $100M
- 12 months to 30 years
- Min credit score 650
- Up to 70% LTV for purchase
- Up to 65% LTV for Cash-out Refinance
- Document needed: Application; Two months' bank statement; Corporate Entity Documents; Real estate track record; Rent roll; and Operating statement.
Land Loan
A land loan – sometimes referred to as a lot loan – is used to finance the purchase of a plot of land. You can take out a land loan if you're interested in buying a piece of land to build a home or to utilize for business purposes.
Ready to Move Forward?
Get Started with A Few Simple Steps.
If you are ready to move forward, then book an appointment to help us understand the scope of your project. A representative will reach out to you after receiving your meeting request.
